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Palm Springs Homes For Sale | Palm Springs Real Estate | Palm Springs Realtors

Palm Springs Houses | Palm Springs MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Palm Springs Homes and Palm Springs Houses. We have periodic research reports on Palm Springs Real Estate performance. There are quick shortcuts pointing to Palm Springs MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Palm Springs Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Palm Springs California Homes. You have the option to choose any Palm Springs Realtors.

In the city the population was spread out with 17.0% under the age of 18, 6.1% from 18 to 24, 24.2% from 25 to 44, 26.4% from 45 to 64, and 26.2% who were 65 years of age or older. The median age was 47 years. For every 100 females there were 107.8 males. For every 100 females age 18 and over, there were 107.4 males.

The median income for a household in the city was $35,973 and the median income for a family was $45,318. Males had a median income of $33,999 versus $27,461 for females. The per capita income for the city was $25,957. The relatively low income reflects the presence of a large retired population and a large population of owners of second homes whose income is not reported. About 11.2% of families and 15.1% of the population were below the poverty line, including 28.2% of those under age 18 and 6.8% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Palm Springs Homes Sale

HUD Median Income 2009 :$64,500

Mortgage Loan Limits :

1 Unit Homes: $500,000    2 Unit Homes: $640,100    3 Unit Homes: $773,700      4 Unit Homes:$773,700

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Palm Springs, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Palm Springs is a desert city suburb of Riverside and San Bernardino in Riverside County, California, approximately 37 miles east of San Bernardino, 111 miles (177 km) east of Los Angeles and 136 miles (225 km) northeast of San Diego. As of the 2000 census, the city population was 42,807. Golf, swimming, tennis, horseback riding and hiking in the nearby desert and mountain areas are major forms of recreation in Palm Springs. It is one of nine adjacent cities that make up the Coachella Valley (Palm Springs area). Palm Springs is in the 14th largest metropolitan area in the United States, called the San Bernardino-Riverside Metropolitan Area, also known as the Inland Empire. The area code for Palm Springs is 760. The ZIP codes for Palm Springs are 92262 through 92264.



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