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Palm Desert Homes For Sale | Palm Desert Real Estate | Palm Desert Realtors

Palm Desert Houses | Palm Desert MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Palm Desert Homes and Palm Desert Houses. We have periodic research reports on Palm Desert Real Estate performance. There are quick shortcuts pointing to Palm Desert MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Palm Desert Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Palm Desert California Homes. You have the option to choose any Palm Desert Realtors.

In the city the population was spread out with 17.3% under the age of 18, 6.2% from 18 to 24, 22.7% from 25 to 44, 26.3% from 45 to 64, and 27.6% who were 65 years of age or older. The median age was 48 years. For every 100 females there were 92.6 males. For every 100 females age 18 and over, there were 89.7 males. Palm Desert with the rest of the Coachella Valley has a large senior citizen (over age of 55) community, most of them have annual personal incomes exceeding well over $100,000.

The median income for a household in the city was $48,000 and the median income for a family was $58,183. Males had a median income of $42,257 versus $32,202 for females. The per capita income for the city was $33,463. About 5.9% of families and 9.2% of the population were below the poverty line, including 12.1% of those under age 18 and 4.3% of those age 65 or over. Palm Desert is considered an upper-class community, having an above average median income compared both to California and the nation. The median income that is stated in the census data is lower than the actual median income because there are a large number of seasonal residents and senior citizens.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Palm Desert Homes Sale

HUD Median Income 2009 : $64,500

Mortgage Loan Limits :

1 Unit Homes: $500,000    2 Unit Homes: $640,100    3 Unit Homes: $773,700      4 Unit Homes: $961,550

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Palm Desert, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 11 miles (18 km) east of Palm Springs. The population was 41,155 at the 2000 census. Other cities in the Coachella Valley are Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Springs, and Rancho Mirage. The city was one of the state's fastest growing in the 1980s and 1990s, beginning with 11,801 residents in 1980, doubling to 23,650 in 1990, 35,000 in 1995, and nearly double its 1990 population by 2000.

 



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