Merced Homes For Sale | Merced Real Estate | Merced Realtors
Merced Houses | Merced MLS | Mortgage Calculator
Use this powerful resource guide to locate Merced Homes and Merced Houses. We have periodic research reports on Merced Real Estate performance. There are quick shortcuts pointing to Merced MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Merced Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Merced California Homes. You have the option to choose any Merced Realtors.
In the city the population was spread out with 34.7% under the age of 18, 11.4% from 18 to 24, 27.4% from 25 to 44, 17.1% from 45 to 64, and 9.4% who were 65 years of age or older. The median age was 28 years. For every 100 females there were 95.6 males. For every 100 females age 18 and over, there were 92.3 males.
The median income for a household in the city was $30,429, and the median income for a family was $32,470. Males had a median income of $31,725 versus $24,492 for females. The per capita income for the city was $13,115. About 22.4% of families and 27.9% of the population were below the poverty line, including 36.9% of those under age 18 and 10.1% of those age 65 or over.
Merced is home to one of the largest concentrations of Laotian Hmong immigrants in the United States, which likely make up the "Asian" and "Other" categories in the 2000 census listed above. It has been reported that by the mid-nineties, one in five residents of Merced was Hmong. Despite many struggles with integration and some local xenophobia, because of the exceptionally high concentration, the Hmong community in Merced has managed to retain a great deal of their traditional culture.
In the 2007 version of the book "Cities Ranked & Rated" by authors Bert Sperling and Peter Sander, Merced has been ranked 370th of 373 cities nationwide. The factors that determined the ranking of the cities within the book include the quality of life, cost of living in the area, availability and type of jobs, education, health care, climate, crime, commute times, and leisure activities. However, the entry in the book also states that the town may not stay in this place for long, since the authors stated that "Merced is definitely on an upward path and offers potential not found in other Valley towns. This potential is clearly not shown in today's numbers."
Compare City/County/State/US Demographic,Economic,Social and Housing data here
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Our Featured Listings: With Pictures and Videos for many listings.
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Average Median Price for Merced Housing
No of Homes Sold (September 2009) 147 Median Price of Homes $115,000 Median Price Drop(in last 12 months) -17.27%
Quick Links to Merced MLS Listings
- Merced Homes Sale - Search
- Merced Houses - Just Listed
- Merced New Homes (Merced County)
- Merced Housing - MLS Bank REOs/Short Sales
- Merced Ca Houses - Income Properties
- Merced Real Estate - Condos
- Merced Foreclosures - Outside MLS
Mortgage for Merced Homes Sale
HUD Median Income 2009 :$50,400
Mortgage Loan Limits :
1 Unit Homes: $472,500 2 Unit Homes: $604,900 3 Unit Homes: $731,150 4 Unit Homes: $908,650
- FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
- VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
- USDA Mortgages :Not Available in Merced, Ca.Please see list of Eligible Cities.
- 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
- Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
- First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.
Merced Down Payment Assistance:
Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.
Merced County First Time Homebuyer Program (FTHP) C,F $190,430
Mortgage Rates: Displayed for you in the module on this page
Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.
Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.
Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.
Merced [mɚ'sɛd], is the county seat of Merced County, California in the San Joaquin Valley of Central California. As of 2007, the city had a total population of 80,608. Incorporated in 1889, Merced is a charter city that operates under a council-manager government. It is named after the Merced River, which flows nearby.
Merced, known as the "Gateway to Yosemite", is less than two hours by car from Yosemite National Park to the east and to the west is Monterey Bay, the Pacific Ocean, and miles of beaches. The community is served by the rail passenger service Amtrak, a major airline through Merced Municipal Airport, and three bus lines. It is approximately 110 miles from Sacramento, 130 miles from San Francisco, and 270 miles from Los Angeles.
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