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Click for Modesto, California Forecast

Modesto Homes For Sale | Modesto Real Estate | Modesto Realtors

Modesto Houses | Modesto MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Modesto Homes and Modesto Houses. We have periodic research reports on Modesto Real Estate performance. There are quick shortcuts pointing to Modesto MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Modesto Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Modesto California Homes. You have the option to choose any Modesto Realtors.

In the city the population was spread out with 30.1% under the age of 18, 9.6% from 18 to 24, 28.9% from 25 to 44, 20.3% from 45 to 64, and 11.1% who were 65 years of age or older. The median age was 33 years. For every 100 females there were 94.1 males. For every 100 females age 18 and over, there were 89.7 males.

The median income for a household in the city was $40,394, and the median income for a family was $45,681. Males had a median income of $38,595 versus $26,989 for females. The per capita income for the city was $17,797. About 12.2% of families and 15.7% of the population were below the poverty line, including 21.9% of those under age 18 and 7.4% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Modesto Homes Sale

HUD Median Income 2009 :$59,600

Mortgage Loan Limits :

1 Unit Homes$423,750  2 Unit Homes: $542,450   3 Unit Homes: $655,700    4 Unit Homes:$814,900

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Modesto, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Modesto Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

Modesto American Dream Downpayment Initiative Program (ADDI)               C,F             $10,000
Modesto Down Payment Assistance Program (DPAP)                                  C,F,V          $60,000

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

Modesto is the county seat of Stanislaus County, California. With a population of approximately 211,156 as of April 2009, Modesto ranks as the 16th largest city in the state of California.Modesto is located in Northern California, 92 miles east of San Francisco, 68 miles south of the state capital of Sacramento and 66 miles west of Yosemite National Park. Modesto, a 29-time Tree City USA honoree, is surrounded by some of the richest farmland in the United States, lending to a ranking for the county as 6th among all California counties in farm production. Led by milk, almonds, chickens, cattle, and walnuts, the county grossed nearly $2.5 billion in agricultural production in 2007.



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