Thursday, September 02, 2010
   
Text Size
Login

Click for Monterey, California Forecast

Monterey Homes For Sale | Monterey Real Estate | Monterey Realtors

Monterey Houses | Monterey MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Monterey Homes and Monterey Houses. We have periodic research reports on Monterey Real Estate performance. There are quick shortcuts pointing to Monterey MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Monterey Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Monterey California Homes. You have the option to choose any Monterey Realtors.

The median income for a household in the city was $49,109, and the median income for a family was $58,757. Males had a median income of $40,410 versus $31,258 for females. The per capita income for the city was $27,133. About 4.4% of families and 7.8% of the population were below the poverty line, including 6.5% of those under age 18 and 4.8% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

Featured Listings

Our Featured Listings: With Pictures and Videos for many listings.

Qualify Now: One PreQualification allows you to write offers on any of these properties .

Average Median Price for Monterey Housing

No of Homes Sold (October 2009) 26      Median Price of Homes $468,750         Median  Price Drop(in last 12 months) -22.39%

Quick Links to Monterey MLS Listings

Mortgage for Monterey Homes Sale

HUD Median Income 2009 :$67,300

Mortgage Loan Limits :

1 Unit Homes: $729,750    2 Unit Homes: $934,200    3 Unit Homes: $1,129,250      4 Unit Homes: $1,403,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Monterey, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Monterey Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

Monterey Down Payment Assistance Program (DPA)                C,F         $ 50,000
Monterey HOME Down Payment Assistance Program (HOME)    C,F         $213,988

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

The City of Monterey in Monterey County is located on Monterey Bay along the Pacific coast in Central California. Monterey lies at an elevation of 26 feet (8 m) above sea level.[1] As of 2005, the city population was 30,641. The city is noted for its rich history of resident artists beginning in the late 1800s, and its historically famed fishery.

Monterey is home to the Monterey Bay Aquarium, the Monterey American Viticultural Area, Cannery Row, Fisherman's Wharf and the annual Monterey Jazz Festival..



Add this page to your favorite Social Bookmarking websites

Mortgage Calculator

Powered by Loan Calculator

Login Icon