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Rancho Santa Margarita Homes For Sale | Rancho Santa Margarita Real Estate | Rancho Santa Margarita Realtors

Rancho Santa Margarita Houses | Rancho Santa Margarita MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Rancho Santa Margarita Homes and Rancho Santa Margarita Houses.Rancho Santa Margarita Real Estate We have periodic research reports on performance. There are quick shortcuts pointing to Rancho Santa Margarita MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Rancho Santa Margarita Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Rancho Santa Margarita California Homes. You have the option to choose any Rancho Santa Margarita Realtors.

In the city the population was spread out with 33.6% under the age of 18, 5.7% from 18 to 24, 41.4% from 25 to 44, 15.9% from 45 to 64, and 3.4% who were 65 years of age or older. The median age was 32 years. For every 100 females there were 96.8 males. For every 100 females age 18 and over, there were 92.9 males.

According to a 2007 estimate, the median income for a household in the city was $95,061, and the median income for a family was $110,799. Males had a median income of $61,314 versus $40,799 for females. The per capita income for the city was $31,531. About 1.5% of families and 2.9% of the population were below the poverty line, including 3.1% of those under age 18 and 4.2% of those age 65 or over. Most of the neighborhoods in RSM are maintained by larger homeowner's associations including Melinda Heights, town center, Dove Canyon, Rancho Cielo, Robinson Ranch, and Trabuco Highlands. Dove Canyon, Trabuco Highlands, Robinson Ranch, and Rancho Cielo were all established before Rancho Santa Margarita was an incorporated community. East of Plano Tabuco Road is designated with a Trabuco Canyon (92679) zip code even though the area falls within the City of Rancho Santa Margarita boundary.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Rancho Santa Margarita Homes Sale

HUD Median Income 2009 :$86,100

Mortgage Loan Limits :

1 Unit Homes: $729750    2 Unit Homes: $934200    3 Unit Homes: $1129250      4 Unit Homes: $1,403,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Rancho Santa Margarita, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Rancho Santa Margarita is a city in Orange County, California, United States. One of Orange County's youngest cities, Rancho Santa Margarita is a master planned community set upon rolling hills. Most neighborhoods in Rancho Santa Margarita are within various homeowners associations. The population was 47,214 at the 2000 census.

 



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