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Click for Laguna Beach, California Forecast

Laguna Beach Homes For Sale | Laguna Beach Real Estate | Laguna Beach Realtors

Laguna Beach Houses | Laguna Beach MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Laguna Beach Homes and Laguna Beach Houses. We have periodic research reports on Laguna Beach Real Estate performance. There are quick shortcuts pointing to Laguna Beach MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Laguna Beach Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Laguna Beach California Homes. You have the option to choose any Laguna Beach Realtors.

According to a 2007 estimate, the median income for a household in the city was $90,017, and the median income for a family was $146,562.[8] Males had a median income of $66,221 versus $46,138 for females. The per capita income for the city was $58,732. About 2.8% of families and 5.1% of the population were below the poverty line, including 4.7% of those under age 18 and 4.3% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Laguna Beach Homes Sale

HUD Median Income 2009 :$86,100

Mortgage Loan Limits :

1 Unit Homes: $729750    2 Unit Homes: $934200    3 Unit Homes: $1129250      4 Unit Homes: $1,403,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Laguna Beach, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Laguna Beach is a seaside resort and artist community located in southern Orange County, California, approximately 24 miles (39 km) southeast of the county seat of Santa Ana. Its population was 23,727 at the 2000 census. It is known for having some of the most beautiful beaches in southern California. The city is also known for its hotels, unique shops, restaurants, world famous art galleries, and art festivals. Several movies and TV shows have been filmed there.



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