Sacramento Homes For Sale | Sacramento Real Estate | Sacramento Realtors
Sacramento Houses | Sacramento MLS | Mortgage Calculator
Use this powerful resource guide to locate Sacramento Homes and Sacramento Houses. We have periodic research reports on Sacramento Real Estate performance. There are quick shortcuts pointing to Sacramento MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Sacramento Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Sacramento California Homes. You have the option to choose any Sacramento Realtors.
As of the 2005-2007 American Community Survey conducted by the U.S. Census Bureau, White Americans made up 49.5% of Sacramento's population; of which 38.3% were non-Hispanic whites. Blacks or African Americans made up 14.4% of Sacramento's population; of which 14.2% were non-Hispanic blacks. American Indians made up 1.2% of the city's population; of which 0.8% were non-Hispanic. Asians made up 17.4% of the city's population; of which 17.1% were non-Hispanic. Pacific Islanders made up 1.2% of the city's population. Individuals from other races made up 11.6% of the city's population; of which 0.4% were non-Hispanic. Individuals from two or more races made up 4.8% of the city's population; of which 3.2% were non-Hispanic. In addition, Hispanics or Latinos of any race made up 24.8% of Sacramento's population.
In the city the population is spread out with 27.3% under the age of 18, 10.4% from 18 to 24, 30.7% from 25 to 44, 20.2% from 45 to 64, and 11.4% who are 65 years of age or older. The median age is 33 years. For every 100 females there are 94.5 males. For every 100 females age 18 and over, there are 91.0 males.
The median income for a household in the city is $37,049, and the median income for a family is $42,051. Males have a median income of $35,946 versus $31,318 for females. The per capita income for the city is $18,721. 20.0% of the population and 15.3% of families are below the poverty line. Out of the total population, 29.5% of those under the age of 18 and 9.0% of those 65 and older are living below the poverty line.
Mortgage for Sacramento Homes Sale
HUD Median Income 2009 :$72,800
Mortgage Loan Limits :
1 Unit Homes: $580,000 2 Unit Homes: $742,500 3 Unit Homes: $897,500 4 Unit Homes: $115,400
- FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
- VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
- USDA Mortgages :Not Available in Sacramento, Ca.Please see list of Eligible Cities.
- 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
- Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
- First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.
Sacramento Down Payment Assistance:
Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.
Sacramento County Section 32 Homeownership Program (HP) C,F $208,500
Sacramento County Target Area Homebuyer Program (TAHP) C,F $5,000
Sacramento County/City CalHome First Time Homebuyer
Mortgage Assistance Program (CalHOME) C,F $56,000
Sacramento County/City First Time Home Buyer Program (FTHP) F $40,000
As of 03/16/09 ONLY COUNTY FUNDS ARE AVAILABLE FOR UNINCORPORATED AREAS
Sacramento Mortgage Assistance Program C,F $20,000
Mortgage Rates: Displayed for you in the module on this page
Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.
Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.
Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.
Sacramento is the capital of the U.S. state of California, and the county seat of Sacramento County. Located along the Sacramento River and just south of the American River's confluence in California's expansive Central Valley. With a 2007 estimated population of 502,743, it is the seventh-largest city in California. Sacramento is the core cultural and economic center of the Sacramento Metropolitan Area which includes El Dorado, Placer, Sacramento, and Yolo counties and has a combined population of approximately 2,136,604. The region has also been cited as one of the ten "most livable" regions in America in 2004, and the city was cited by Time magazine as America's most integrated in 2002.
Sacramento became a city due to the efforts of John Sutter, a Swiss immigrant, and James W. Marshall. Sacramento grew faster due to the protection of Sutter's Fort, which was established by Sutter in 1839. During the California Gold Rush, Sacramento was a major distribution point, a commercial and agricultural center, and a terminus for wagon trains, stagecoaches, riverboats, the telegraph, the Pony Express, and the First Transcontinental Railroad.
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