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Click for Fair Oaks, California Forecast

Fair Oaks Homes For Sale | Fair Oaks Real Estate | Fair Oaks Realtors

Fair Oaks Houses | Fair Oaks MLS | Mortgage Calculator

Instant PreQual Estimator

Use this powerful resource guide to locate Fair Oaks Homes and Fair Oaks Houses. We have periodic research reports on Fair Oaks Real Estate performance. There are quick shortcuts pointing to Fair Oaks MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Fair Oaks Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Fair Oaks California Homes. You have the option to choose any Fair Oaks Realtors.

In the CDP the population was spread out with 22.8% under the age of 18, 6.8% from 18 to 24, 26.8% from 25 to 44, 29.9% from 45 to 64, and 13.8% who were 65 years of age or older. The median age was 41 years. For every 100 females there were 96.8 males. For every 100 females age 18 and over, there were 93.3 males.

The median income for a household in the CDP was $63,252, and the median income for a family was $74,864 (these figures had risen to $72,636 and $88,630 respectively as of a 2007 estimate[3]). Males had a median income of $52,365 versus $39,138 for females. The per capita income for the CDP was $31,874. About 4.6% of families and 6.5% of the population were below the poverty line, including 9.2% of those under age 18 and 2.2% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

Featured Listings

Our Featured Listings in Fair Oaks: With Pictures and Videos for many listings.

Qualify Now: One PreQualification allows you to write offers on any of these properties .

Average Median Price for Fair Oaks Housing

No of Homes Sold (September 2009) 46      Median Price of Homes $280,250          Median  Price Drop(in last 12 months) 3.80%

Quick Links to Fair Oaks MLS Listings

Mortgage for Fair Oaks Homes Sale

HUD Median Income 2009 :$72,800

Mortgage Loan Limits :

1 Unit Homes: $580,000    2 Unit Homes: $742,500    3 Unit Homes: $897,500      4 Unit Homes: $115,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Fair Oaks, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Fair Oaks Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

Sacramento County Section 32 Homeownership Program (HP)                 C,F         $208,500
Sacramento County Target Area Homebuyer Program (TAHP)                 C,F          $5,000
Sacramento County/City CalHome First Time Homebuyer
Mortgage Assistance Program (CalHOME)                                              C,F          $56,000    
Sacramento County/City First Time Home Buyer Program (FTHP)              F            $40,000
As of 03/16/09 ONLY COUNTY FUNDS ARE AVAILABLE FOR UNINCORPORATED AREAS                                    
Sacramento Mortgage Assistance Program                                            C,F          $20,000    

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Fair Oaks is a census-designated place (CDP) in Sacramento County, California, United States. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area. The population was 28,008 at the 2000 census. Fair Oaks's zip code is 95628 and its area code is 916. Fair Oaks is bounded on the south side by the American River, and Rancho Cordova, on the north side by the city of Citrus Heights, on the west side by Carmichael, and the east side by Orangevale. Fair Oaks is known for its mix of suburban and semi-rural neighborhoods.



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