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Click for Watsonville, California Forecast

Watsonville Homes For Sale | Watsonville Real Estate | Watsonville Realtors

Watsonville Houses | Watsonville MLS | Mortgage Calculator

Instant PreQual Estimator

Use this powerful resource guide to locate Watsonville Homes and Watsonville Houses. We have periodic research reports on Watsonville Real Estate performance. There are quick shortcuts pointing to Watsonville MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Watsonville Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Watsonville California Homes. You have the option to choose any Watsonville Realtors.

In the city the population was spread out with 34.0% under the age of 18, 11.8% from 18 to 24, 30.5% from 25 to 44, 15.1% from 45 to 64, and 8.6% who were 65 years of age or older. The median age was 27 years. For every 100 females there were 101.0 males. For every 100 females age 18 and over, there were 100.4 males.

The median income for a household in the city was $37,617, and the median income for a family was $40,293. Males had a median income of $26,701 versus $22,225 for females. The per capita income for the city was $13,205. About 15.4% of families and 19.1% of the population were below the poverty line, including 23.8% of those under age 18 and 8.8% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Watsonville Homes Sale

HUD Median Income 2009 :$83,800

Mortgage Loan Limits :

1 Unit Homes:$729,750    2 Unit Homes: $934,200    3 Unit Homes: $1,129,250     4 Unit Homes: $1,403,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages : Available in Watsonville, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Watsonville Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

Watsonville Downpayment Assistance Program (DAP)    C,F        $50,000    
Watsonville First Time HomeBuyer Program (FTHP)       C, F, V

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Watsonville is a city in Santa Cruz County, California, United States. The population was 44,265 at the 2000 census while the city's own estimates put the population at 51,703 as of 2007.



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