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Lancaster Homes For Sale | Lancaster Real Estate | Lancaster Realtors

Lancaster Houses | Lancaster MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Lancaster Homes and Lancaster Houses. We have periodic research reports on Lancaster Real Estate performance. There are quick shortcuts pointing to Lancaster MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Lancaster Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Lancaster California Homes. You have the option to choose any Lancaster Realtors.

As of the census of 2000, there were 118,718 people, 38,224 households, and 27,674 families residing in the city. The population density was 487.6/km² (1,263.0/mi²). There were 41,745 housing units at an average density of 171.5/km² (444.1/mi²). The racial makeup of the city was 62.82% White, 16.01% African American, 1.02% Native American, 3.81% Asian, 0.23% Pacific Islander, 11.11% from other races, and 5.00% from two or more races. 24.13% of the population were Hispanic or Latino of any race.

The median income for a household in the city was $41,127, and the median income for a family was $48,276 (Based on Merrit Research. Males had a median income of $40,710 versus $27,619 for females ( +/- $3,000 per year). The per capita income for the city was $16,935. 16.4% of the population and 13.8% of families were below the poverty line. 21.9% of those under the age of 18 and 7.9% of those 65 and older were living below the poverty line.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

 

Mortgage for Lancaster Homes Sale

HUD Median Income 2009 :$62,100

Mortgage Loan Limits :

1 Unit Homes: $729,750 2 Unit Homes: $934,200 3 Unit Homes: $1,129,250 4 Unit Homes: $1,403,400

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages :Not Available in Lancaster, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Lancaster Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

Lancaster Purchase Assistance Loan Program (BEGIN) C, F $118,785

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Lancaster is the eighth-largest city in Los Angeles County, California and the 9th fastest growing city in the United States. Lancaster is located approximately 70 miles (112.5 km) north (by road travel) of the city of Los Angeles in Southern California's Antelope Valley. It is separated from the Los Angeles Basin by the San Gabriel Mountain Range to the south and from Bakersfield and the San Joaquin Valley by the Tehachapi Mountain Range to the north. The population of Lancaster has grown from 37,000 residents at the time of incorporation in 1977, to an estimated 145,074 residents in 2009 and is the second-largest city on the California side of the Mojave Desert. As of the 2009 population estimate, the Palmdale / Lancaster, CA Urbanized Area (a US Census Bureau defined term) has a population of 476,845.





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