San Jose Homes For Sale | San Jose Real Estate | San Jose Realtors

San Jose Houses | San Jose MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate San Jose Homes and San Jose Houses. We have periodic research reports on San Jose Real Estate performance. There are quick shortcuts pointing to San Jose MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for San Jose Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for San Jose California Homes. You have the option to choose any San Jose Realtors.

According to a 2007 estimate, the median income for a household in the city was the highest in the US for any city with more than a quarter million residents with $76,963 annually. The median income for a family was $86,822. Males had a median income of $49,347 versus $36,936 for females. The per capita income for the city was $26,697. About 6.0% of families and 8.8% of the population were below the poverty line, including 10.3% of those under age 18 and 7.4% of those age 65 or over.

Compare City/County/State/US Demographic,Economic,Social and Housing data here

Featured Listings

Our Featured Listings in San Jose: With Pictures and Videos for many listings.

Qualify Now: One PreQualification allows you to write offers on any of these properties .

Average Median Price for San Jose Housing

No of Homes Sold (September 2009) 1,042      Median Price of Homes $400000          Median  Price Drop(in last 12 months) 12.09%

Quick Links to San Jose MLS Listings

• San Jose Homes Sale - Search
  
• San Jose Houses -Just Listed
  
• San Jose New Homes(Santa Clara County)
  
• San Jose Housing - MLS Bank REOs/Short Sales
  
• San Jose Ca Houses - Income Properties
  
• San Jose Real Estate - Condos
• San Jose Foreclosures - Outside MLS

Mortgage for San Jose Homes Sale

HUD Median Income 2009 :$102500

Mortgage Loan Limits :

1 Unit Homes: $729750    2 Unit Homes: $934200    3 Unit Homes: $1129250      4 Unit Homes: $1,403,400

1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
3. USDA Mortgages :Not Available in San Jose ,Ca.Please see list of Eligible Cities.
4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

San Jose Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

San Jose Building Equity & Growth In Neighborhoods (BEGIN)                 C,F         $30,000    
San Jose CalHOME WelcomeHOME Loan Assistance Program (CalHOME)    C,F,V      $25,000
San Jose Downtown High-Rise Homebuyer Program (DHR)                      C,F,V      $60,000    
San Jose First-time Homebuyer Program (HP)                                        C,F,V      $25,000    
San Jose SJSC Faculty Homebuyer Program (FHP)                                   C,F        $60,000    
San Jose Teachers Homebuyer Program (THP)                                       C,F        $65,000

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

San Jose (pronounced /ˌsænhoʊˈzeɪ/) (meaning St. Joseph in Spanish) or San José is the third-largest city in California and the tenth-largest in the United States. The county seat of Santa Clara County, it is located at the southern end of the San Francisco Bay Area, a region commonly referred to as Silicon Valley. Once a small farming city, San Jose became a magnet for suburban newcomers in new housing developments between the 1960s and 1990s, and is now the largest city in Northern California. Its estimated population by the US Census Bureau as of 2008 is 948,279. The greater metropolitan area contains approximately 7.4 million residents. It is one of the primary cities of the San Francisco Bay Area, and the largest in terms of population, land area, and industrial development.

 

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