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Click for Lathrop, California Forecast

Lathrop Homes For Sale | Lathrop Real Estate | Lathrop Realtors

Lathrop Houses | Lathrop MLS | Mortgage Calculator

Instant PreQual Estimator

 

Use this powerful resource guide to locate Lathrop Homes and Lathrop Houses. We have periodic research reports on Lathrop Real Estate performance. There are quick shortcuts pointing to Lathrop MLS. Use our version of a powerful Mortgage Calculator .This is a Proprietary Affordability Calculator. It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for. Various loan Programs available for Lathrop Housing are available to review. Check what you qualify for using the Mortgage Calculator and then proceed to look for Lathrop California Homes. You have the option to choose any Lathrop Realtors.

The median income for a household in the city was $55,037, and the median income for a family was $57,319. Males had a median income of $40,406 versus $27,028 for females. The per capita income for the city was $16,032. About 7.7% of families and 9.3% of the population were below the poverty line, including 12.6% of those under age 18 and 5.8% of those age 65 or over.

 

Mortgage for Lathrop Homes Sale

HUD Median Income 2009 :$63,600

Mortgage Loan Limits :

1 Unit Homes: $488,750    2 Unit Homes: $625,700    3 Unit Homes: $756,300      4 Unit Homes: $939,900

  1. FHA Mortgages:Available .Please click on FHA Qualification Summary to read the general eligibility guide.
  2. VA Mortgages:Available.Please click on VA Qualification Summary to read the general eligibility guide.
  3. USDA Mortgages : Available in Lathrop, Ca.Please see list of Eligible Cities.
  4. 1/2% Down Mortgages :Available.Please click on 1/2% Down Qualification Summary to read the genearl eligibility guide.
  5. Bad Credit Mortgages: Available .Please click on Bad Credit Qualification Summary to read the general eligibility guide.
  6. First Time Home Buyer Mortgages: Available.Please click on First Home Home Buyer Qualification Summary to read about general eligibility.

Lathrop Down Payment Assistance:

Available.Brief details are stated below.We offer these programs.Please complete the Contact Form for more details.

San Joaquin County GAP Loan Program (GAP)       C,F            $85,000

Mortgage Rates: Displayed for you in the module on this page

Mortgage Calculator:Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.

Instant Affordability Calculator:This is our Proprietory Affordability Calculator.It matches your profile against the programs we offer and instantly communicates the PreQual amount and the Purchase price you are eligible for.No personal information such as name,Social ,address are needed.

Short Application:Input a Short Application if you are ready to move forward.A Loan Officer will review the application and be in touch per your preference.

 

Lathrop is a city located in San Joaquin County, California.The population is currently 17,429 in 2008 Lathrop’s current population is nearly 17,469 and is expected to reach 20,000 by 2012, with a projected “build out” population of 70,000 in next 25 years. Lathrop's average high temperature in January is 54 °F (12 °C) and the average low in January is 38 °F (3 °C). In July, the average high temperature is 94 °F (34 °C) and the average low in July is 61 °F (16 °C). The City of Lathrop is located in Northern San Joaquin Valley at the intersection of I-5 and 120 Freeways. Lathrop is centrally located within a 30-minute commute of Tracy, Manteca, Stockton, Lodi, Modesto, Livermore and Pleasanton



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