Instant Prequal and Apply
Use the Instant Purchase Estimator and Instant Refinance Estimator Links to check what you may qualify for.
Each of the Estimators has Mortgage Calculator and amortisation calculators to estimate your pre qualification or refinance amount.
Mortgage Rates
All resource pages under the Lending tab have the current mortgage rates for 30 year fixed mortgage ,15 year fixed mortgage and 5/1 arm and the mortgage rates trend over the last 30 days.
Mortgage Calculator
All resource pages under the Lending tab also has a mortgage calculator to estimate monthly mortgage payments .Use this to calculate mortgage payments.Just input the Purchase price you want to calculate payments on. For every $100000 Purchase Price, taxes should be adjusted to $1250 and Insurance to $200.You do not need to adjust any other numbers including PMI.
FHA Loans,Va Loans,USDA Loans,Conventional Loans
In addition you will find comprehensive Lending information on FHA, VA, USDA, Conventional Loans. There are web pages for each major city in California with loan products specific to the city including City Down Payment assistance offered.
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