VA Loan Guidelines

What is VA Loan?	VA Credit Issues
VA Loan Closing Costs	The Law on Occupancy
Debt to Income Ratios	Co-signors or Joint Loans
VA Funding Fee	Your VA Loan Checklist

VA Mortgage Checklist

Before you start the loan process, you'll need to have some information at hand for all loan applicants:

1. Social Security numbers
2. Residence addresses for the past two years
3. Names and addresses of your employers over past two years
4. Your current gross monthly salary
5. Names, addresses, account numbers and balances on all checking and savings accounts
6. Names, addresses, account numbers, balances and monthly payments on all open loans
7. Addresses and loan information of other real estate owned
8. Estimated value of furniture and personal property
9. Certificate of Eligibility and DD214, (for veterans only)
10. W2's for the past two years and current check stubs
11. For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business

In addition, you will need to pay for a credit report and appraisal of the property.

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